In the latest edition of Better Homes and Gardens I was interviewed for an article called "Before You Refinance" which I believe is a worthwhile piece for anyone considering refinancing their current home loan. You can read a PDF of Before You Refinance here; or pick up the November issue of Better Homes and Gardens.
The article talks a lot about dubious refinance offers, negative amortization and interest only loans, choosing to pay closing costs vs. not doing so and more. It's a good primer for people who are about to jump in the refinance pool.
I've written extensively about getting prepared to start the refinance process; and those articles on refinancing are available under the Articles section of this blog.
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