I am a huge bird-in-hand guy. If there's something available now, I will almost universally take it instead of waiting to see if something better comes along. The only time I strayed from that rule was in the game of love and with respect to my wife. I hope she did the same? Okay, so, mortgage rates are down. And, I mean down. Levels not seen since February 2007. And I am on the phone all day long with my...
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