How To Shop For Mortgages And Keep Your Credit Scores High

Credit scoring is a huge part of the mortgage world. A given credit score can mean the difference between a 5 percent rate and a 6 percent rate; a conventional mortgage and an FHA mortgage; an underwriting approval and an underwriting denial. And yet, there's a persistent belief among Americans that "having your credit checked" is a bad thing. In some instances, yes. In most instances, though, no.