The First Time Home Buyer Tax Credit Advance May NOT Be Used Towards the 3.5% Down Payment?UNLESS?

Update 6/10/2009 11:20 am:  Please read the comments 1-21 (especially Aubrey Cohen's comments).   Apparently according to a HUD representative, the tax credit can be used for down payment if it's received through State Housing Finance Agencies.   (I called the FHA help line twice this morning and both FHA representatives say this is not the case).  [...] Now that you've read the post, it's time to head over to Rain City Guide and leave your thoughts on: The First Time Home Buyer Tax Credit Advance May NOT Be Used Towards the 3.5% Down Payment...UNLESS...