Stay or Go? Freddie Mac changes offer homeowners more refinancing choices

?We are responding to consumers' desires to have more refinancing options,? said Freddie Mac Executive Vice President Don Bisenius. ?As an added benefit, we are expanding the program and providing greater flexibility in financing closing costs. Freddie Mac is committed to doing everything we can to bring the benefits of the Administration's Making Home Affordable program to as many borrowers as possible.? In changes announced last week, Freddie Mac aims to assist borrowers current on their mortgage payments who would benefit from refinancing into mortgage with better terms that will put them in a better position for long-term homeownership.  The changes, when they become available, would allow borrowers to refinance their Freddie Mac-owned or guaranteed mortgage with any lender affili