Am I Eligible for FHA Secure?

A lot of people have been asking me if they are, in fact, eligible for a FHA Secure loan.  The loan is designed to help people who have fallen behind on their mortgage payments as a result of a recent adjustment in the rate of their adjustable rate mortgage.  Here are a few commonly asked questions about the program and what type of home owners qualify.  If you are not currently late on your mortgage you are not eligible for FHA Secure; but you may be eligible for another type of FHA loan.  HUD thinks that this program will help up to 250,000 home owners; are you one of them? How many mortgage payments can I miss before I am ineligible for FHA Secure? There is no limit to the days or number of payments you are late as long as the late payments and delinquency is a resul