Dear New York Fed?

I've got some credit card debt that I've racked up over the last few months - nothing super-unmanageable, but I'd rather not have to pay it back.  Also, my home value has tanked, since I live in Orange County, CA.  I'm not planning on missing any mortgage payments, but I'd rather not pay it.  All told, we're not anywhere near the $29 billion in debt you guaranteed to handle for JP Morgan now that they've taken over Bear Stearns; and since my name is P. Morgan I thought you'd be willing to throw me a little bone too. If you could go ahead and get back to me pronto that would be great.  But, since I didn't make millions over the last few years I'm imagining you're probably not going to bail me out.  Talk about the beat going on...welcome to another age of the sociali