Most American homeowners: Live in homes whose loan sizes are less than $417,000 Own one home and call it a primary residence Can document their income using W-2 statements and/or tax returns Have at least a modest savings account Have at least the average credit score of 678 Do not have a history of bankruptcy or foreclosure Have monthly income that at least triples their monthly debts These are the general and basic criteria of a Fannie Mae and Freddie...
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