OPT ARM - MAX FEES Cousin?

Thanks to a Blown Mortgage reader for sending this gem in. From the "you can't make this stuff up" department I submit for your pleasure and pain the license plate "OPT ARM". As the submitter said: I wonder how people who've been swindled into an Option ARM feel when they see this car driving down the road.  Or as my buddy said.  "What were douche bag and slime ball taken?"  The base price on a BMW 645ci is north of $70,000.  So figure anywhere between 3 and 5 pay option arms to buy that sucker outright. Gotta run now, I just vomited in my mouth a bit.